Annette Morgan and "breach of loan agreement"
If there is a scammers' cliche, it is probably "breach of loan agreement". The following email which is being sent to New Zealand lawyers is the latest in a long line of these:
From: Annette Morgan email@example.com
Subject: Re: Legal Advise
My name is Annette Morgan. I am in an urgent need of legal representation from your law firm regarding a breach of Loan agreement I had with a friend of mine. I need legal advice and assistance to know the best way to handle this issue. If this is your area of practice, please contact me to provide you with further information.